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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. We are top experts for Chester County, Delaware County, Montgomery County and the Main Line! 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top West Chester, Downingtown, Exton and Chadds Ford real estate experts, it's our job to guide you, from beginning to end. Remember, we sell all over Chester County, Delaware County, Montgomery County and the Main Line. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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School Reports in West Chester, Downingtown, Exton and Chadds Ford, Pennsylvania
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Real Estate Tips
Accepting An Offer >Low Offers

In every real estate market, there are buyers who make offers that are far below the current market value of the property. How should you react if your agent brings you one of these "low ball" offers? Here are some scenarios for the seller.

If your home is priced very close to its fair market value, you can simply reject the offer and be reasonably confident that a better one will appear. However, if you have priced your home higher than other comparable homes in the neighborhood, the offer may not be unreasonable.

Ask your real estate agent for advice about the buyer's overall strategy. Do they really want your house or will they move on to another property if you make a counter offer? Can they afford to pay a higher price? Are there ways to close the gap with a small owner take-back, or with terms that will increase your bottom line? Take a hard look at your asking price and explore all your options before saying "no", especially if you are selling in a buyer's market.

See All Tips In The "Accepting An Offer" Category >
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Real Estate Trivia
Q 
Where would you go to enjoy a soak in the world's largest bathtub?

A 
The Spa Resort Hawaiians in Fukushima, Japan, offers an outdoor soaking tub that occupies a total area of 10,760 square feet and can accommodate 1,500 persons at one time.
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John and Karen Hockenberry, REALTOR®, real estate agent and broker for West Chester, Downingtown, Exton and Chadds Ford, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

John and Karen Hockenberry
RE/MAX Main Line

1646 West Chester Pike, Suite 2
West Chester, PA 19382
610-696-3330
Fax: 610-429-9888
karenhockenberry@NUMBER1EXPERT.com


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